Spade Pay Can Maximize Your Business Revenue

You no longer need multiple providers to handle your business payments. One platform — terminals, POS, gateways, and merchant services — all designed to grow your bottom line.

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  • • PCI-Compliant & Fully Secure Processing
  • • 24-48 Hours Onboarding
  • • Same Day Funding
  • • Better Funding Access

Payment Features That Help Your Business Run Smoother

Accept Payments Anywhere

Process credit, debit, and contactless payments in-store, on-the-go, or online. Our terminals support EMV chip and magstripe

Clover POS Systems

From the compact Clover Go to the full-featured Clover Station, we match your business with the POS system that fits your workflow and budget.

Transparent Pricing Programs

Choose from Surcharge, Tiered Rate, or Interchange-Plus pricing. No hidden fees. No surprises. Just straightforward rates designed to save you money.

The Role of Spade Pay.

Spade Pay is more than a payment processor — we’re a long-term partner in your business growth. We bring together best-in-class hardware, competitive rates, and dedicated local support.

  • Accept all credit and debit cards
  • Reduce processing costs with our surcharge program
  • Receive funds in as little as 24–48 hours

Get In-Depth Insights Into Your Payment Flow

Give your accounting team a partner they can rely on. Automate the boring parts and make sure your financial calculations are always accurate.

  • Real-time transaction visibility
  • Faster funding access for your business
  • Supporting your long-term financial stability

We've Built a Complete Suite of Payment Solutions

0% Processing
Available

Our surcharge program passes processing costs to the customer — your effective rate becomes zero. Compliant, fast to launch, zero hassle.

No Hidden Fees —
Ever

Line-by-line rate review before you sign. No mid-term hikes. What we quote is what you are billed — every month.

Real Humans. Local
Support

In-house team in Sugar Land, TX. We answer the phone M-F. Fiserv 24/7 line covers processing emergencies.

Funds in 24-48
Hours

Daily batch settles next business day. Predictable cash flow — pay staff and suppliers without waiting on your processor.

No Contracts That
Trap You

Full terms disclosed before you sign. Compare side-by-side with your current agreement — no pressure, no surprises.

Modern Equipment That
Works

Clover Flex, Clover Compact, Valor VL500, and countertop terminals — configured and shipped for your setup.

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E-wallet that facilitates financial transactions anytime and anywhere with just a mobile device.






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